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【多选题】
下列关于利率的说法正确的是（ ）。A.
利率是一系列理财产品的定价基础
B.
市场利率反映的是资金借贷成本
C.
名义利率可以真实反映投资者投资于理财产品所获得的真实收益水平
D.
银行间同业拆借利率属于长期市场利率
E.
银行储蓄存款的收益率是利率变动的最直接反映
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