Homebuyers _____1_____ are watching ________2________go up, up, and up. “How high can they go?” is the question on everyone’s __3__. “As long as _______4______stay around 5 percent, there’s no telling,” said one realtor in Santa Monica, California. It is a _______5_______. Homebuyers feel like they have to offer at least 10 percent more than the _______6_______. Donna, a new owner of a one-bedroom condo in Venice Beach, said, “That’s what I did. I told the owner that whatever anyone offers you, I will give you ____7____more, under the table, so you don’t have to pay your realtor any of it. I was tired of looking.” Tim says he hopes he doesn’t ________8________. “Whether you decide to buy or decide not to buy, you still feel like you __________9__________. If you buy, you feel like you ____10____. If you don’t, you want to kick yourself for _____________11_____________.” Even _________12__________ have no idea what the future will bring. “All we can say is that, inevitably, these things ______13______,” said the state director of housing. “What goes up must come down. But, as we all know, ____________14____________ a little higher than they go down. So you can’t lose over the long run. Twenty years down the road, your house is always worth more than you paid for it.”