【单选题】银行保险的融资功能可体现为保单质押贷款。以下关于保单质押贷款的说法中,错误的是()。
B.
通过保单质押贷款,可以增强保险单的流动性和变现能力
C.
保单质押贷款只有一种模式,即投保人将保单质押给银行,由银行支付贷款给借款人
D.
银行保险产品可以利用银行在贷款业务方面的优势,在贷款利率、贷款额度等方面进行创新,充分发挥保单质押贷款的融资功能
【多选题】下列可以用于个人权利质押贷款的质押物有()。
【简答题】听力原文:Some people are inconsiderate drivers. In the city, they will often stop right in the middle of the street while looking for a certain home or landmark. Other drivers will suddenly slow down at a...
【简答题】在竖向荷载作用下,拱圈内会产生( ),从而充分利用抗压材料,实现大跨度。
【单选题】关于贷款质押风险防范,下列说法不正确的是( )。
A.
为防范虚假质押风险,银行查证质押票证时,有密押的应通过联行核对
B.
动产或权利凭证质押,银行要亲自与出质人一起到其托管部门办理登记,将出质人手中的全部有效凭证质押在银行保管
D.
为防范质物司法风险,银行必须严格审查各类质物适用的法律、法规,确保可依法处置质物;对难以确认真实、合法、合规性的质物或权利凭证,可以质押
【单选题】Some people get used ______ and it is hard for them to stop.
【单选题】There may be a good reason why some people are not able to stop smoking cigarettes. A new study found that people who suffer from depression were two times as likely to fail when they tried to stop sm...
A.
as likely to fail as non-depressed smokers
B.
more likely to fail than non-depressed smokers
C.
more likely to succeed than non-depressed smokers
D.
most likely to succeed among the smokers
【单选题】质押保单必须具有现金价值才可以质押贷款,以下不能用于质押贷款的是()。
【简答题】质押保单必须具有现金价值才可以质押贷款,以下不能用于质押贷款的是( )。