一、 阅读理解(每小题 2 分,共 20 分) 1 P eople do not analyze every problem they meet. Sometimes they try to remember a solution from the last time they had a similar problem. They often accept the opinions or ideas of other people. Other times they begin to act without thinking. They try to find a solution by trial and error. However, when all these methods fail, the person with a problem has to start analyzing. There are six stages in analyzing a problem. First the person must recognize that there is a problem. For example, Sam’s bicycle is broken, and he cannot read it to class as he usually does. Sam must see that there is a problem with his bicycle. Next the thinker must define the problem. Before Sam can repair his bicycle, he must find out the reason why it does not work. For instance, he must determine if the problem is with the gears, the brakes, or the frame. He must make his problem more specific. Now the person must look for information that will make the problem clearer and lead to possible solutions. For instance, suppose Sam decided that his bike does not work because there is something wrong with the gear wheels. At this time, he can look in his bicycle repair book and read about gears. He can talk to his friends at the bike shop. He can look at his gears carefully. After studying the problem, the person should have several suggestions for a possible solution. Take Sam as an illustration. His suggestions might be: put oil on the gear wheels; buy new gear wheels and replace the old ones; tighten or loosen the gear wheels. Eventually one suggestion seems to be the solution to the problem. Sometimes the final idea comes very suddenly because the thinker suddenly sees something new or sees something in a new way. Sam, for example, suddenly sees that there is a piece of chewing gum between the gear wheels. He immediately realizes the solution to his problem: he must clean the gear wheels. Finally the solution is tested. Sam cleans the gear wheels and finds that afterwards his bicycle works perfectly. In short , he has solved the problem. 1 . What is the best title for this passage? A. Six Stages for Repairing Sam’s Bicycle B. Possible Ways to Problem-solving C. Necessities of Problem Analysis D. Suggestions for Analyzing a Problem 2 . In analyzing a problem we should do all the following except A. recognize and define the problem B. look for information to make the problem clearer C. have suggestions for a possible solution D. find a solution by trial or mistake 3 . By referring to Sam’s broken bicycle, the author intends to _________. A. illustrate the ways to repair his bicycle B. discuss the problems of his bicycle C. tell us how to solve a problem D. show us how to analyze a problem 4 . Which of the following is NOT true? A. People do not analyze the problem they meet. B. People often accept the opinions or ideas of other people. C. People may learn from their past experience. D. People can not solve some problems they meet. 5 . As used in the last sentence, the phrase “in short” means _________. A. in the long run B. in detail C. in a word D. in the end 2 A house is the most expensive thing most people will ever buy. Very few people have enough money of their own to buy a home , so they have to borrow money from a bank. Borrowing money from a bank to buy a house is called “take a mortgage (抵押)。 ”The bank usually lends money or gives a mortgag e for twenty-five years. Houses are so expensive that many people nowadays have to borrow as much as $ 50 000. In other words , they will have a $ 50 000 mortgage. How can you get a mortgage ? When you find a house you like , you go to a bank. The bank will research you financial (金融的) history and decide if. they think you are a good risk. They will want to know what kind of job you have , what kind of salary you make , and how long you have had the job. They will also want to know how much money you have. In addition , the banks will require a down payment. Depending on which state you live in , the bank may require as much as 30% of the-price of the house as a down payment. The bank will then lend you the rest of the money to buy the house. Many people are never able to buy a house because they cannot save enough money for the down payment. 6 . What does a house mean in the United States ? A ) It is a dream which many people can hardly realize. B ) It is so expensive that many people cannot really buy them. C ) It is the most important property that many people try to buy. D ) It doesn‘t belong to people if they can’t borrow money from the bank. 7 . If American people borrow money from the bank for 25 years , this means that the person who borrows A ) has twenty-five years to pay back the money B ) has more than twenty-five years to pay back the money C ) has less than twenty-five years to pay back the money D ) has about twenty-five years to pay back the money 8. What does “ down payment ” refer to in the passage ? A ) Money borrowed from a bank as a mortgage. B ) Money paid to a bank before the mortgages is given. C ) Interest received by a person who borrows money as the mortgages. D ) Interest charged by a bank on a mortgage. 9 . Which is not one of the things researched by a bank ? A ) How much money the borrower owns. B ) What salary the borrower makes. C ) What kind of job the borrower has. D ) What kind of house the borrower lives in. 10 . The most suitable title for this passage would be _______. A ) How to Save Money on the House B ) How to Borrow Money from a Bank C ) How to Take a Mortgage D ) How to Buy a House 题号 1 2 3 4 5 6 7 8 9 10 答案