A bank is a company that deals in money and other types of financial activities. Banks conduct many (1)________ of business, including helping people save money and (2)________ to people or businesses that need money (3)________ various purposes. The most common activity of banks (4)________ the collection of money through various types of deposit accounts, such as checking accounts. Most people and companies in the West (5)________ their bills through checking accounts. Some banks require a fee for (6)________ a checking account. Others charge fees if the account (7)________ drops below a certain amount. Another type of bank account is a savings account. Savings accounts allow their owners to (8)________ money in the bank and earn a small amount of interest. The interest rate (9)________ based on the type of savings account and on the state of the country's economy. The owner of a savings account can (10)________, i.e., take out, money from the account as needed.