我 国 某公司向国外 A 商出口货物一批。 A 商按时开来不可撤销即期议付信用证,该证由设在我国境内的外资 B 银行通知并加保兑,我公司在货物装运后,将全套合格单据送交 B 银行议付,收妥货款。但 B 银行索赔时,得知开证行因经营不善已宣布破产。于是, B 银行要求我公司将议付的货款退还,并建议我方可委托其向 A 商直接索取货款。 对此, 请分析 我公司应如何处理 ? 为什么 ?
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