Sometimes we envy those people whose finance is in good shape. In fact, all of us can use our money in a better way and keep more of it in our pocket. The way to good finance is careful management of our personalfinance. To put it simply, we need to spend less than we earn. This is the fundamental money skill and common sense. However, many people never learn to do it. Things will become much easier if we track our spending and develop a budget. Question: According to the passage, the way to good finance is careful management of our personal finance.