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【多选题】
下列关于客户信用评级的说法，正确的有（ ）。A.
客户信用评级是现代信用风险管理的基础和关键环节
B.
客户评级的评价主体是商业银行
C.
客户评级的评价目标是客户违约风险
D.
客户评价结果是信用等级和违约概率
E.
客户信用评级反映客户违约风险的大小
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