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甲和女友网吧上网时，捡到一张背后写有密码的银行卡。甲持卡去ATM机取款，前两次取出5000元。在准备再次取款时，乙走过来说：“注意，别出事”，甲答：“马上就好。”甲又分两次取出6000元，并将该6000元递给乙。过站了一会儿说：“我走了，小心点。”甲接着又取出7000元。关于本案，下列哪些选项是正确的?A.
甲拾得他人银行卡并在ATM机上使用，根据司法解释，成立信用卡诈骗罪
B.
对甲前两次取出5000元的行为，乙不负刑事责任
C.
乙接过甲取出的6000元，构成掩饰、隐瞒犯罪所得罪
D.
持银行卡取款，也构成犯罪，犯罪数额是1.3万元
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