Directions: Please read the passage and choose the best answers. Do you want to go to Iceland to see the northern lights in winter? Are you a super fan of Apple products and always want to buy the latest iPhone? All these dreams cost a lot of money. So, how can you save up enough to make them come true? Just follow these simple tips to take you closer to them. Tip 1: Separate wants from needs. Do you really need another pair of designer shoes? There’s a big difference between what we want and what we need. Recognizing this difference will help you spend your money more wisely. Tip 2: Less money, more fun. There are plenty of fun and free things to do if you are a little creative. For example, many museums are free to visit and you’ll learn more than you ever will from an afternoon in the shops. Volunteering may not sound exciting, but it’s free. It can turn out to be really great when you meet new people. And you’ll feel good about yourself too. Tip 3: Pay in cash. It’s true that it’s convenient to pay by card, but it’s all too easy to spend money this way. If you pay by cash, you’ll really feel that you are spending money, and it’s easier to keep track of your finances in this way, too. If these tips aren’t enough for you, why not think about making some extra money? I’ll be discussing some of the options in my next post.