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【多选题】
在家庭财务现状分析中,对于涉及到的不同指标的说法正确的有( )。A.
收入负债率反映了客户家庭的还贷能力
B.
资产负债率宜在30%~60%之间
C.
偿付比率(清偿比率)反映的是还债能力的高低
D.
一般融资比率以不高于40%为标准
E.
净储蓄一般不低于家庭可支配收入(税后收入)的25%为宜
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