Young people are perhaps better-known 1 spending money than saving it. But some new banking 2 are seeking to change that. These websites offer young people the information and tools they need to watch over their money.The websites also let the users 3 their financial experiences with other young people. 19-year-old Alix Scott has been working at a store this summer. She is 4 money to pay for college next year. “ I have to save for all my college money because my parents can’t afford toco-sign on loans (贷款). So, I have to 5 on my own savings.” But instead of putting her money in a local 6 , Miss Scott began using SmartyPig, a web-based banking service. Alice Scott said, "When I do that, I 7 the impulse to just spend the money. SmartyPig was developed by Michael Ferrari with a friend in 2007, after he started a college savings account for his new baby. He says that experience helped him realize the power of saving 8 a specific goal. “SmartyPig is really all about helping people save for very specific financial goals. So that could be a wedding, a vacation, an iPhone.” A growing number of young people have shown an interest in online 9 sites like SmartyPig. They say they like the ease of operation and services the sites offer. These personal finance websites offer tools that help users follow their spending, set up a budget, and combine their investments. And they all involve social media, 10 interests young adults who are already at ease about sharing their personal information online.