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【多选题】
对于汇兑结算,下列说法正确的有( )。
A.
汇兑凭证必须记载委托日期
B.
汇入银行对开立账户的收款人,汇款直接转入收款人账户,所以收款人必须在银行开有账户
C.
支取现金的信、电汇凭证上必须有汇出时按规定填明的“现金”字样
D.
转汇的收款人必须是原收款人
E.
汇入银行对于收款人拒绝接受的汇款,办理退汇
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