请将以下国际法专业文献中的术语与段落翻译为中文。(上海交大2006年研) A loan syndication occurs when several lenders join together to make a loan to a single borrower on the basis of the same loan contract. Each bank has an obligation to make loans to the borrower in accordance with its commitment. If one bank fails to fund according to its respective commitment,the other banks ale not obliged to fund their pro—rata shares of the commitment.