Most banks in the US open at 9:00 a.m. or 10:00 a. m. and close 1 3:00p.m. and 5:00p.m., but stay open later on Fridays. Some banks have longer 2 . What's the best way to carry money 3 you're traveling? There are three 4 ways — personal checks from your country, traveler's checks and credit cards. Americans would 5 it is a good idea to have a credit and traveler's checks or American Express when you 6 in the US. 7 is easy to use them to 8 meals and things when you buy them from larger stores. 9 you can't get along without cash ( 现金 ) , but you don't need to carry 10 with you.