【简答题】If a credit card offer is said to be pre-approved, you need to _________________.
【简答题】Anyone with a mailbox knows pre-approved card offers have spread like a virus .
【判断题】Every one who has a job can receive the pre-approved card offer from the credit card company.
【判断题】Pre-approved card offers and cash-back offers can help consumers enjoy lower interest rates.
【简答题】In fact, actual rates are, on average, 2 percent higher than those _________ by pre-approved offers.