U3 S2 T1请提交空格内容 Banks act as 1_________ agents by conducting checking or current accounts for customers, paying 2________ drawn by customers on the bank, and collecting checks deposited to customers’3________accounts. Banks also enable customers to have payments via other payment 4_________ such as Automated Clearing House (ACH), wire transfers or telegraphic transfer, and automated 5 ________ machine (ATM). Banks borrow money by accepting funds 6__________ on current accounts, by accepting term deposits, and by issuing debt 7__________ such as banknotes and bonds. Banks lend money by 8_______ advances to customers on current accounts, by making installment 9_______ , and by investing in marketable debt securities and other forms of money lending. Banks provide different payment services, and a bank account is considered indispensable by most 10____________ and individuals.