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【单选题】
Which of the following best describes the chain of events in the money creation process? (以下哪一个最好地描述了货币创造过程中的事件链?——中文由在线翻译而来,仅供参考)A.
The monetary base increases. Banks acquire excess reserves which they loan out, increasing deposits and also the quantity of money. The new deposits then create additional excess reserves.货币基础增加。银行获得超额准备金，贷款余额增加，存款金额也增加。新存款将创造额外的超额储备。
B.
Currency is drained from the quantity of money into the banking system, where it is lent out. The loans are spent, increasing the currency drain and also the quantity of money.货币从资金流入银行系统，借出。这些贷款被用来增加货币流失和货币数量。
C.
Desired reserves increase, encouraging banks to seek new deposits. When the new depositors come in, desired reserves decrease and the quantity of money increases.预期储备增加，鼓励银行寻求新存款。新存款人进来时，预期储备减少，货币数量增加。
D.
Low interest rates discourage people from holding currency. When they deposit the currency, interest rates rise, increasing the quantity of money.低利率阻止人们持有货币。当存入货币时，利率上升，货币数量增加。
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