听力原文：M: I'm planning to buy a house, and I'd like to find out about a mortgage. I'm a customer of the bank. As a matter of fact, my whole Family banks here. W: I have some questions to ask. Do you own your house or do you rent? M: Neither. I live with my parents, Dr. and Mrs. Philip Blair. W: And how old are you? M: I'm twenty-nine. W: And, Mr. Blair, what is your occupation? M: I'm a designer, and I work in a boutique. W: Did you bring any savings or salary information? Last year's tax forms? M: Yes, here they are. W: OK. What... what kind of house did you have in mind? M: We're talking about buying a two-bedroom house in Mount Kisco. Here are the financial details on the house. W: Thank you. Are you prepared to make a ten-percent down payment?. M: Yes, sure. W: Payments over thirty years? M: Yes. Do you think I can get a loan? W: Well, it depends. 13o you own any other property? Any stocks or bonds? M: No. W: I see. Then you don't have any support. Perhaps you could get a guarantor —someone to sign for the loan for you. M: Why is that necessary? W: Since you don't have enough income, and you don't already own any property, the bank needs to be sure you can pay the mortgage every month. A guarantor is responsible for the loan if you can't make the payments. M: I see. Well, the idea of buying a house is exciting. Thank you, Mrs. Riley. I'll read this over carefully. W: Thank you. M: Good-bye. And hope to see you soon. W: I hope so, too. (20)