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【多选题】
关于独立给付主险型重大疾病保险，下列说法正确的是______A.
该型产品所包含的死亡和重大疾病保险责任分别有独立的保额
B.
此型产品有确定的生存期间
C.
如果被保险人身患重大疾病，保险人给付重大疾病保险金，死亡保险金为零
D.
如果被保险人未患重大疾病，则给付死亡保险金
E.
该型产品较易定价，仅考虑重大疾病的发生率和死亡率即可
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