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【多选题】
根据INCOTERMSR2010解释，关于“不能称CIF价格为‘到岸价’”的解释正确的是（ ）A.
CIF 风险转移点在装运港船上
B.
卖方按合同规定的时间和地点将货物完成装运，即履行了交货义务
C.
CIF 无需保证货物到达目的港
D.
CIF 价格就是FOB价加国外运费和保险，卖方要负担的费用是到对方口岸，因此CIF价格为“到岸价”
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