Adults can teach children to handle money by helping them to follow a money management plan. First，children should be taught ways to earn money. Baby-sitting. newspaper routes，or housework may be options. Then they should be shown how to save for something special. A plan can be developed that allows them to use a little of their money they earn for minor purchases，such as birthday cards and candy. The rest of the money they earn can be put in the bank. When there is enough，the child can purchase some big items，such as MP4，DVD players，etc. A money management plan taught early can help children spend money more wisely later in life.