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【单选题】
下列关于保险价值和保险金额的说法中，正确的是(  )
A.
保险金额与保险价值关系不大，可以超过保险价值
B.
保险价值的估计，能以市价估计的，按市价估定，不能按市价估计的，可以由当事人双方约定其价值
C.
保险金额超过保险价值的部分，由当事人约定是否有效
D.
在保险中，也有可能存在保险金额超过保险价值的问题
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