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【单选题】
Gina would like to buy a house. She will pay 10 percent of the cost of the house as a down payment (首付款) and borrow the other 90 percent from a mortgage lender (抵押放款者). The home will serve as collateral (抵押品) for the loan. The lender requires Gina to purchase property insurance on the home so that the collateral supporting the loan will be protected. This scenario illustrates which of the following benefits of insurance to society?A.
enhancement of credit
B.
reduction of fear and worry
C.
source of investment funds
D.
incentives for loss prevention
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