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【多选题】
下列关于商业银行良好的风险文化的说法，正确的有（ ）。A.
风险文化应随着外部经营环境的变化而不断加以修正
B.
风险文化应当融人到商业银行员工的价值观和日常行为中
C.
风险管理理念应当固化到内部规章制度并辅之以合规和绩效考核
D.
风险文化应贯穿于商业银行的整个生命周期
E.
商业银行应通过开展运动式的突击教育活动来尽快形成良好的信用文化
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【单选题】According to Michael Twery, why don't those people with snoring problems go to sec their doctor?
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