Regular ecommerce merchant accounts are expensive. But ecommerce 【S1】______ service providers promote 'free merchant accounts' as alternatives to help for online business owners to reduce the cost of handling 【S2】______ online transactions. You can start with selling your products on the 【S3】______ Internet without the hefty upfront cost of a regular ecommerce merchant account. Though free merchant accounts are, of course, 【S4】______ not completely free. There're several options to conduct in online 【S5】______ transactions cost-effectively. 3rd Party Credit Card Processors You can handle online credit card for processing without a merchant account. 3rd party credit card 【S6】______ processors are companies that accept credit card orders on behalf of other online businesses. They process the transactions and send you a monthly payment. If you don't sell, you don't pay. However, the credit card processors charge you by a few extra percentage points 【S7】______ on transactions in comparison to having your own ecommerce 【S8】______ merchant account. Discount Merchant Accounts Merchant banks may waive setup fee and even monthly fee under certain conditions while charging a 【S9】______ higher transaction fee. You do have your own merchant account in comparing to the option of using a third part credit card processor. 【S10】______ If you don't process, you don't pay. Merchant Account Bandied with Ecommerce Hosting Ecommerce hosting companies offer merchant account as part of hosting package. But they will waive your setup fee and monthly fee if 【S11】______ you sign up with their ecommerce hosting package. They charge by a 【S12】______ few percentage points on transactions. 【S1】______