Directions: Write an essay of no less than 150 words on one of the following topics. One topic has an outline you can follow. Topic: Bryan and Peter’s different spending habits Introduction: Even though Bryan and Peter are close friends, their spending habits are very different. Body: Subject A: Bryan Only spends money when it’s necessary. Saves money whenever he can. Subject B: Peter Often spends money on expensive items. Never saves any money for the future. Conclusion: Bryan and Peter are very different in the way they spend money.