Mark: Um... textbooks, 1 and drinks, clothing, phone bills, 2 , gas bills, and gym membership. Mum: Sounds pretty basic. Anything else? Mark: Umm... eating out, new movies, gifts for friends, a smartphone. Besides, my laptop is out of 3 , and I’m thinking of 4 a tablet. Mum: You know you can’t 5 it all. Mark: Actually, and that’s why I called. Could I... well, 6 some money, Ma? I promise I’ll return it. Mum: Sure, if you want. But we really should talk about saving money.