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【多选题】
李氏夫妇打算通过购买个人养老保险来进行退休规划,对此,理财客户经理给出的下列评价恰当的是:A.
由于储蓄利率下调，传统寿险的预期利率降低，所以，购买养老保险不是满意的选择
B.
养老保险的利率高于银行存款利率，所以养老保险比银行存款更适合于退休规划
C.
证券投资基金的期望收益率高于养老保险的，所以证券投资基金是更合适的退休规划工具
D.
购买养老保险是长期投资，并且不能承担过高的风险
E.
与分红型、投资联结型保险相比，传统型养老保险的优点是保障收益稳定，而且相对而言保费\较低
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【简答题】What do you think is the writer's view on this phenomenon that TV commercials present a land of calm and comfort?
【单选题】The writer's view of the eradication of 'Road Rage' can be summarized as optimistic.
A.
Y
B.
N
C.
NG
【单选题】The writer is in favor of the view that man's intelligence is given to him ______.
A.
at birth
B.
through education
C.
both at birth and through education
D.
neither at birth nor through education
【单选题】In the writer's view ______.
A.
people should be prepared for the future
B.
there exists no threat of unemployment
C.
unions can stop the unfavorable change
D.
people had better become cleaners
【简答题】In the writer’s view, ______. A) people should be prepared for the future B) there exists no threat of unemployment C) unions can stop the unfavorable changes D) people had better become cleaners
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