Payment must be available in immediately available funds on the due date at the place where the draft or documents are payable，provided such due date is a banking day in that place．If the due date is anon—banking day，payment will be due on the first banking day following the due unless the credit states otherwise．Delays in the remittance of funds，such as grace days，the time it takes to remit funds，etc．，must not be in addition to the stated or agreed due date as defined by the draft or documents．