Sometimes we 1 those people whose finance is 2 . In fact, all of us can use our money in a better way and keep more of it in our pocket. The way to good finance is careful management of our personal 3 . To put it simply, we need to spend less than we earn. This is the 4 money skill and common sense. However, many people never learn to do it. Things will become much easier if we 5 our spending and 6 _a budget.