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【多选题】
学生申请国家助学贷款的，需要在规定的时间内在学校国家助学贷款经办机构提出申请，领取国家助学贷款申请审批等材料，如实完整填写，并准备好有关证明材料一并交回学校国家助学贷款经办机构。须提交的材料包括（ ）。A.
借款人有效身份证件的原件和复印件
B.
借款人学生证或入学通知书的原件和复印件
C.
所在地的居委会或村民委员会和县级教育行政部门关于其家庭经济困难的证明材料
D.
借款人同班同学或老师共两名见证人的身份证复印件及学生证或工作证复印件
E.
贷款银行要求的其他材料
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