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【单选题】
下列关于衡量区域信贷资产质量的内部指标，说法正确的是（ ）。
A.
利息实收率主要用于衡量目标区域盈利能力
B.
信贷余额扩张系数过大或过小都可能导致信贷风险上升
C.
不良率变幅大于l时，表明区域风险下降；小于1时，表明区域风险上升
D.
信贷资产相对不良率为正时，说明目标区域信贷风险高于银行一般水平时，表明区域风险高于银行一般水平
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