Every year, it costs British students more and more to attend university. Students are graduating with larger and larger debts. So is a college degree really worth it? In 2006, the UK government started to allow universities in England and Wales to charge British students tuition fees (学费). As a result, more than 80 percent of students in England and Wales now take out a student loan (贷款) in order to go to university. They use the loan to pay for tuition fees and living expenses. Although the interest on student loans is quite low, it begins as soon as the student receives the loan. The average student in England and Wales now graduates from university with a debt of around $12,000 (122,952yuan). It means graduates have to struggle to pay rent on a flat, because they have to start paying back the student loan when they reach the April after graduating. If you start to earn over $ 15,000 (153,639yuan) a year, the government takes repayments directly from your monthly salary. You might think that a person with a degree would find it easy to get a well-paid job. However, most people in “white collar jobs” seem to have a degree, so there is a lot of competition. Also, British companies tend to value work experience over a piece of paper. All of the above is beginning to make British people question whether a university degree is really worth the money. Even before the credit crisis started, the BBC stated: “The number of British students at UK universities has fallen for the first time in recent history, from 1.97 million in 2007 to 1.96 million last year (2008).” “Student poverty” is now considered a real problem. Meanwhile, the British universities offer more and more of the available places to richer international students rather than poorer British students. What does the future hold for British higher education? 61. What makes British students question the worth of a university degree? A. Higher university expenses.                 B. Lower education quality. C. A higher interest rate on student loans         D. Grater difficulty obtaining student loans. 62. According to the article, which of the following statements is TRUE? A. University tuition fees in all parts of Britain have been on the rise since 2006. B. Interest on a student loan starts as soon as the student receives it. C. People have always questioned the worth of a university degree. D. University graduates need to pay off their loans right upon graduation. 63. Which of the following is NOT a factor that concerns a British university graduate? A. Fierce competition in the job market.         B. The burden of a large debt. C. Lack of experience.                       D. Fewer job openings. 64. What is the title of this passage? A. Student poverty                         B. Is college worth it? C. The UK government started to charge students tuition fees. D. British students use the loan to pay for tuition fees and living expenses.