John and Mary Allen have been customers of your branch for 18 years. You have got to know the Allens quite well during your three-year stay at the West End branch. John earns £35,000 per year from his job as a Quantity Surveyor and Mary earns £21,000 per year from her job as a Nurse. The Allens have three children aged 14,12 and 10. The two youngest children have always shared a bedroom but the Allens now feel the time is right to move to a larger house to give all three children their own bedroom. You had agreed at an earlier interview to provide a capital and interest mortgage facility for £120,000 over 20 years, and the Allens have since purchased a new four-bedroomed house in Hamilton for £175,000. Their existing home in Lanark has been sold for £120,000 and the Allens have £40,000 outstanding on their current mortgage loan. The Allens have now identified a problem in that they have arranged to move into their new home on 10 th May but their buyers will not settle on their old home until 4 th June. Michael Samuels is curious to learn what process you used to decide upon the mortgage facility that you agreed to provide the Allens, and to learn what you intend to do to help the Allens overcome their new problem. Question 1. Which type of lending products should the Allens apply for? (回答格式:Leasing) 2. What is the amount of loan you can offer to the Allens? (回答格式:£XX,XXX)