D. Choose the correct words to complete the sentences 1. Why do people make __________ (expenses / budgets)? 2. A budget keeps track of how much money people __________ (spend / add) in relation to how much they earn. 3. Many people make budgets to keep track of monthly __________ (expenses / plans). 4. If you know which items you spend money on each month, you can make smart choices to _________ (save / earn) money. 5. For example, you may choose to cook more and eat out less if you ________ (plan / spend) to buy an expensive item next month.