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【单选题】
为其10岁的儿子购买了一份人身保险，受益人为其妻某，且交保费已达5年。以下说法正确的是( )。
A.
如果游玩期间不慎落崖身亡，则和可以约定获得赔偿金的比例
B.
如果该保险是以死亡为给付保险金条件的保险，无需同意，也可以转让或抵押
C.
如果小与同学打架而受伤，则保险公司不承担保险责任，也不必退还保单的现金价值
D.
如果为得到保险金，与合谋毒死了，则保险公司不承担保险责任，也无需退还保单的现金价值
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B.
正式观察与非正式观察
C.
直接观察与间接观察
D.
描述观察、取样观察与评定观察
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B.
One of the causes of urbanization is "factory jobs attracted people".
C.
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D.
One of the causes of urbanization is "better schools attracted families to move to the city".
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B.
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【单选题】按照观察过程的结构性质与控制程度,可以将观察分为( )。
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