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【单选题】
银行信贷专员小运用相关指标对B区域风险状况进行分析时,发现该银行的信贷资产相对不良率小于1、不良率变幅为负、贷款实际收益率较高,如果仅以以上信息来 判断,则该区域风险( )。
A.
较大,不适合发展信贷业务
B.
较小,可发展信贷业务
C.
根据前两项指标判断,信贷资产质量较差,导致区域风险较大;以以第二、第三项判断断,盈利性较高,区域风险较小
D.
根据前一项指标判断,信贷资产质量较差,区域风险较大;以第二、第三项判断,信贷区域风险较小
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