Learning to save money when you're young is an important lesson. All good lessons and habits begin early, and saving is a ski ll that everyone __ 36 __. Many people—adults included—do not have a good __ 37 __ of saving for the long run. I have been _3 8 __ to learn this lesson early because I have had a grass cutting business since I was 10 years old. 39_ _ the money I make I spend about 10 percent and save the other 90. Making sure you save and don't spend too much is a good way to __ 40 __ wealth. I have put my earnings in a bank. Many teens I know spend all the money they earn so it never has a chance to _4 1 __. Young people should __ 42 _ that their teenage years are a great time to begin saving. If you have a job at high school, you _4 3 __ have fun with some of the money. But you should also save some __ 44 __ it will grow. Then you can begin planning for your future. When you spend money, you not only lose that money, __ 45 __ lose the interest you could have earned by saving it. After high school, college is __ 46 __， with expenses such as food and rent. If you can  __ 47 __ a good percentage of the money you earn as a teen, going to college and buying a house will be much easier. If you are in your thirties without any savings, you will alwa ys have to __ 48 __. Later in life it can be hard to start saving _4 9 __ general  cost of living is more expensive and you may only have enough to pay your _50_ _. If you want to buy a house and have a family, you need money to start with, which __ 51 __ saving. Many say money cannot make you happy, and this is true. But money can help you to lead a __ 52 __ life. Saving early will mean you will have to work for fewer years when you are older. It will also __ 53 ___ you to spend time doing the things that you want to do.__ 54 __， it will mean you can live the way you want to without 55__. 小题1: A．needs B．likes C．arranges D．expects 小题2: A．knowledge B．experience C．form D．sense 小题3: A．foolish B．fundamental C．lucky D．grateful 小题4: A．With B．Of C．In D．From 小题5: A．divide up B．build up C．keep up D．make up 小题6: A．break B．run C．make D．grow 小题7: A．recognize B．realize C．research D．doubt 小题8: A．must B．dare C．should D．may 小题9: A．so that B．in case C．in that D．but for 小题10: A．but B．and C．also D．or 小题11: A．expensive B．cheap C．boring D．bitter 小题12: A．hold out B．hold up C．hold onto D．hold back 小题13: A．survive B．struggle C．tolerate D．die 小题14: A．if B．as long as C．while D．since 小题15: A．bills B．taxes C．attention D．consequences 小题16: A．results from B．gets from C．comes from D．escapes from 小题17: A．happy B．simple C．miserable D．secure 小题18: A．forbid B．allow C．Advise D．request 小题19: A．In addition B．Above all C．On the contrary D．Believe it or not 小题20: A．consulting B．worrying C．resting D．thinking