【多选题】授信放款时借款人和担保人主体资格合法性审核主要包括:()
A.
借款人和担保人企业法人营业执照和组织机构代码证书是否经年检(如条件具备,应登录借款人和担保人注册地的工商信息查询系统核对注册信息,如企业名称、性质、法定代表人、注册资本、年检情况等,是否与所提供材料一致)
B.
贷款卡是否经年审,贷款卡卡号是否与CECM系统记录保持一致
C.
企业是否按照规定出具有效决议(包括但不限于董事会决议、股东会决议或股东大会决议)
D.
对于有保证金要求的授信业务,审核保证金是否已足额入账
【单选题】I know you are very busy. I really appreciate your help, and want to tell you that help has encouraged me to work harder. What may these sentences be excerpted from?
A.
A letter of recommendation
C.
A letter of invitation
D.
A letter of asking for help
【单选题】水分适宜,是播种最好的墒情,能保全苗,该墒情为________。