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保险与信用风险。 假设你拥有一个小进出口公司。你已经订购了一些玩具服装，这些服装正在中国制造。中国的公司要求预付货款，因为他们很担心你们公司的信用风险。如果你不愿意接受这个条件，你如何购买一个保险，使中国的公司相信它可以收回货款?你能免费获得这项保险吗?你将怎样支付?
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