What is 1 ? Generally speaking, finance is the study of banking, credit, 2 markets, money and 3 , along with how they are used by governments, businesses and 4 . Finance is often 5 into public, business and 6 finance. Public finance is about how the government 7 funds and spends its money, and 8 . Business finance 9 . Personal finance 10 , save for the future and pay for basic needs.