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【单选题】
下列关于无担保流动资金贷款的说法中，错误的是( )。
A.
贷款的对象应该是持有工商行政管理机关核发的非法人营业执照的个体户、合伙人企业和个人独资企业或自然人
B.
无担保流动资金贷款的利率通常比较低，且一旦贷款成功，利率即被锁定，未来市场利率的变化不会影响贷款利息
C.
无担保流动资金贷款的担保方式采用的是个人信用担保的方式
D.
无担保流动资金贷款的额度通常根据个人的收入和信用状况综合决定贷款额度
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