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【单选题】
经营一小型加工厂，为了扩大生产规模，急需贷款，因其不符合银行的放贷条件，在向银行申请贷款的过程中提供了虚假材料，骗得银行贷款125万元。投入生产后被一客户诈骗，造成贷款到期无法归还。关于行为的认定，下列说法正确的是（）。A.
主观上无非法占有的目的，其亏损是由于客观因素造成的，不构成犯罪
B.
通过欺诈手段骗得银行贷款，构成贷款诈骗罪
C.
由于系个人贷款，因此构成诈骗罪
D.
虽无非法占有的目的，但由于给银行造成了重大损失，因此构成骗取贷款罪
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B.
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