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【多选题】
下列关于商业汇票的承兑表述正确的有( )。
A.
承兑是指汇票付款人承诺在汇票到期日支付汇票金额的票据行为
B.
承兑是汇票特有的制度,本票和支票没有承兑
C.
商业承兑汇票可以由付款人签发并承兑,也可以由收款人签发交由付款人承兑
D.
商业承兑汇票可以由付款人签发并承兑,也可以由收款人签发交由银行承兑
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