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【单选题】
要真正实现资产组合风险管理，必须要突破的目标是拟合银行资产组合损失分布曲线，这需要有客户评级、债项评级、贷款定价等一系列技术条件支持进行。下列陈述不正确的是( )。
A.
根据《新巴塞尔协议》客户评级可以采用外部评级标准
B.
《新巴塞尔协议》的内部评级法是由银行对客户进行评级的
C.
贷款定价需要定量分析
D.
资产组合损失分布曲线的三个变量是客户评级、债项评级、贷款定价
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